The first question you need to answer is how you access your current plan. Do you have coverage through your employer? Do you buy it on your own? Are you not covered at the moment but researching options?
In Canada, patients bear the responsibility of paying for services rendered. The Canada Health Act (CHA) doesn’t cover oral health care. Most citizens receive dental coverage through their employer. Otherwise, Canadians pay directly for their oral care.
While employers cover some, most, or possibly even all of the expenses, the patient must pay the difference. Your dentist usually contacts your insurance carrier to check. If you think something merits coverage, simply ask your dentist’s office to verify it.
People who need coverage have other options. Some Canadians qualify for government-funded dental care. Also, dental schools sometimes do procedures for much less than the regular cost. They do this in exchange for students getting the opportunity to practice dental care on real patients. Canadian insurance brokers are also experts at finding the right coverage plan for cash-strapped patients.
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